A Lifetime of Caring.
A Better Medicare Experience.

After a lifetime as a registered nurse, Phoebe Shagan continues helping people make confident Medicare decisions through personalized education, trusted guidance, and one-on-one support.

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Welcome to Reliable Health Solutions

For more than 50 years, Phoebe Shagan dedicated her career to caring for others as a registered nurse in hospitals, physicians' offices, home healthcare, and the insurance industry.


Today, she continues that mission by helping individuals understand Medicare with confidence. As a licensed insurance agent since 2005, Phoebe takes an educational, personalized approach to Medicare, Life Insurance, and Final Expense planning, making complex choices easier to understand so you can confidently select coverage that fits your healthcare needs and your future goals.

We are here for all your insurance needs.

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Medicare Coverage

We have experience in Medicare Advantage, Medicare Supplement, Medicare Part D, and more.

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Life Insurance

Life insurance is critical to your family's future.  We can help you find the right options.

Dental Benefits

Keep your smile healthy with affordable dental coverage designed for your needs and budget.

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Final Expense Insurance

Protect your loved ones from unexpected final expenses with affordable, compassionate coverage options.

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Medicare is complex and we are here to help.

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Medicare Advantage

Medicare Advantage, also called Medicare Part C, combines the benefits of Original Medicare (Part A and Part B) into a single plan with additional coverage, like dental, vision, hearing, wellness, and more. 

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Medicare Supplement

Medicare Supplement, or Medigap, bridges the coverage gap left by Original Medicare (Part A and Part B) and covers costs like deductibles, copayments, and coinsurance.

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Prescription Drug Plans (PDP)

Medicare Part D Prescription Drug Plans (PDP) work in tandem with Original Medicare (Part A and Part B) and Medicare Advantage plans to provide prescription drug coverage. 

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Dental, Vision & Hearing

Dental and vision plans are additional ancillary products beneficiaries can purchase (as standalone or part of Medicare Advantage) since they are not included in Original Medicare (Part A and Part B) coverage.